Finance Department
Drive Your Dream RV Today
Flexible financing options for every credit type. Get pre-approved in minutes and hit the road sooner than you think.
Apply for Financing
RV Financing
A tight credit history or a modest down payment should never stand between you and your next adventure. Our finance department works with a network of RV-specialized lenders who compete for your business — delivering the best possible rate and terms for your situation.
Whether you're a first-time buyer, upgrading from a travel trailer to a fifth wheel, or starting fresh after a financial setback, our team has helped customers in every situation. We don't just submit your application and hope for the best — we advocate for you, every step of the way.
Why Finance Through Our Dealership?
Multiple Lenders Competing for You
We work with a broad network of RV financing specialists — not just one bank. That means we shop rates on your behalf and present you with the best available offer, something that's nearly impossible to replicate on your own.
Terms Up to 240 Months
Eligible units can be financed for up to 20 years, which significantly lowers your monthly payment and keeps your budget comfortable. Prefer a shorter term to pay it off faster? We have those programs too — your choice, your pace.
All Credit Profiles Welcome
From excellent credit to challenged credit, we have programs designed for real people in real situations. First-time buyers, recent graduates, and those rebuilding after financial hardship are all welcome here. If you've been turned away elsewhere, talk to us.
What You Can Bundle Into One Payment
- New and pre-owned RVs — travel trailers, fifth wheels, toy haulers & motorhomes
- Extended service plans and manufacturer warranties
- Accessories, upgrades, and solar packages
- GPS, backup cameras, and technology add-ons
- Delivery fees and setup costs
How the Process Works
- Browse our inventory — every listing shows an estimated monthly payment so you can shop by budget from the very first click.
- Apply in about 5 minutes — quick, secure, and no obligation. Apply online from home or sit down with our finance team right here in-store.
- We go to work for you — our team contacts matched lenders, negotiates on your behalf, and brings you the best available terms for your profile.
- Sign and hit the road — paperwork handled right here. Most customers drive home in their new RV the same day.
From Our Finance Team
"We've helped customers across a wide range of credit profiles find great programs. Whatever your situation, we'll find the right fit — or tell you honestly what it takes to get there."
Estimate Your Payment First
Not ready to apply just yet? Use our free RV Payment Calculator to run the numbers before you visit. Adjust the price, down payment, and loan term to see exactly what different scenarios look like — no personal information required.
Frequently Asked Questions
What credit score do I need?
Many lenders start approvals around 620–640 FICO, but we have programs that go lower for the right situation. The best way to find out is to apply — it takes five minutes and there's no commitment until you decide to move forward.
Can I use my current RV as a down payment?
Absolutely. Trade-in equity applies directly toward your new purchase, reducing your loan amount and monthly payment. Visit our Trade-In page for a no-obligation estimate before you come in.
Is there a prepayment penalty?
Most of our lenders do not charge prepayment penalties — you can pay it off early without any fees. We'll confirm the specific terms before you sign anything. No surprises.
How long does approval take?
Most customers receive a decision the same day, often within just a few hours. We'll keep you updated throughout — no waiting by the phone wondering what's happening.
Can I finance a pre-owned RV?
Yes. We have programs for both new and pre-owned units. Rates may vary slightly by unit age, but we typically find a program for well-maintained pre-owned RVs across most price ranges.